1Q09 Bank Capitalization Summary

Important Bank Ratios
1Q09
Value BNS BMO NA RY CM TD
Equity 16,379 14,872 3,740 20,949 8,786 14,179
RWA 239,700 192,965 57,312 273,561 122,400 211,715
Equity/RWA 6.83% 7.71% 6.53% 7.66% 7.18% 6.70%
Tier 1 Rat 9.50% 10.21% 10.00% 10.60% 9.80% 10.10%
CapRat 11.40% 12.87% 14.00% 12.50% 14.80% 13.60%
ACM 18.62X 15.78X 17.0X 17.5X 17.7X 16.9X

The deductions from Tier 1 Capital for Securitization, Substantial Investments, etc., are deducted from Shareholders’ Equity as well; in other words, the equity reported here is equal to the Net Adjusted Tier 1 Capital less preferreds and less Innovative Tier 1 Capital.

RWA is Risk-Weighted-Assets.

Equity / RWA is … well, you figure it out.

Tier 1 Rat is the Tier 1 Capital Ratio, as reported.

CapRat is the Total Capital Ratio as reported

ACM is the Assets to Capital Multiple, usually as reported, but estimated for those banks who did not make this disclosure.

This entry was posted on Friday, March 6th, 2009 at 12:06 am and is filed under Regulatory Capital. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

2 Responses to “1Q09 Bank Capitalization Summary”

  1. beluga says:
    March 6, 2009 at 8:01 am

    Looks like a typo in the BMO RWA field.

  2. jiHymas says:
    March 6, 2009 at 11:57 am

    Right you are! It has been fixed.

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